By DIANE S. WILLIAMS

The virtual bankruptcy webinar held on Oct. 27 by MELS, the Municipal Employees Legal Services, is now available online.

The MELS team of consumer lawyers shared their expertise and explained the difference between Chapter 7 and Chapter 13 bankruptcy, protecting one’s privacy when filing for bankruptcy, garnishment and judgments, discharging debts, lawsuits and creditors’ calls and more.

A recording and slideshow are now available online.

MELS Bankruptcy Webinar Video Replay:  https://bit.ly/CWlEZO

MELS Bankruptcy Webinar Slides:  https://bit.ly/3EkrpEs

“Members can sometimes become overwhelmed by expenses or experience a major and unexpected debt or hardship that can cause them to fall behind on their bills. As time goes on they can’t seem to catch up,” said Bill Whalen, chief counsel and director of DC 37 Municipal Employees Legal Services. “MELS can help them to understand the legal options available for debt relief.”

Whalen added, “If a DC 37 member wants to know more about bankruptcy, they should call MELS and seek the advice of our attorneys.”

For more information on the free legal services the union provides, call the MELS Screening Unit at 212 815-1111 or email: MELSscreeningunit@dc37.net.